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Auto Loan Rates

Par lettreslibres :: 31/01/2011 à 14:23
Are you thinking of buying a new or used car? Want to make sure you get the best auto loan rates possible for your purchase? There are some tricks to get a good rate on your auto loan. You need to arm yourself with these tips to help you get the best deal possible and speed in your car or truck.



First, you need to understand that if you are buying a used car, check with your bank to see if they will give you a better rate than the bank that the dealer uses. Also, if you get a better interest rate may have to go back to the dealership and see if they can make a counteroffer. This is a great way to get a lower rate.



Second, the dealers shop and find a pair of vehicles that you like that found in the same class. This is if you are looking for a coupe to go to a Chevrolet, Ford, Toyota, and some other dealer and find a couple of each that is in the same price range and reach an agreement. You can then use the best offer as leverage with the vehicle you really want.



Third, you should try to avoid any auto loan that has more than 7% used and more than 3% on the back right now. There are plenty of places to be financed at 0% or very close to 0% on new vehicles and 5% to 7% in a used car. No need to pay more and you should refuse to pay more than this or you are not getting the best auto loan rates.

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